Do you have coverage for what matters the most in your life?
We offer property and casualty insurance for people and businesses.
We can’t control everything. Everyone should consider what it means to be covered by insurance in case of some unforeseen circumstances. Do you know what would happen to your loved ones if you had an accident or died unexpectedly? What would happen to your home mortgage if you were unable to work? Or what about the business you’ve worked so hard to build. Let’s consider what kind of options we have that might be able to fit in your financial plan.
What is personal lines insurance?
An overview on what you might need for yourself and your property.
All “personal lines insurance” means is, you’re protected from unexpected losses you couldn’t afford to cover on your own. You can drive a car and own a home, in part, because of this kind of insurance. It also includes homeowner’s insurance, flood or earthquake insurance, disability, long-term care, and life insurance. That’s all it means.
Most Americans need these insurances in their lives. Not everyone, though, will need every type of insurance, and you need to consult a licensed insurance agent to make sure you have the type of coverage that’s right for you and your family. You don’t want to be over- or underinsured. At the Meadows Insurance Agency, we bring our trademark independence and our knowledge of the industry—as well as our dedication to customer service—to your individual cases. We know one size almost NEVER fits all. We know people need a personal, experienced touch, and we’re here to provide that to our clients, who we regard as extended family members.
If you have a question about personal lines insurance, please give us a call! You can find us at (512) 392-9000.
What is personal commercial lines insurance?
An overview on what you might need for your business.
If you know what property and casualty insurance is—and you probably have policies like this on your house or car—then you know what “commercial lines insurance” is. It’s the same thing, but for corporations, businesses, and partnerships.
Corporations expose themselves to considerable risk. They often need traditional insurances—fire, flood, earthquake, or the like—as well as other kinds of insurance. That could include malpractice insurance, professional liability insurance, worker’s compensation, commercial auto, or group health insurance for employees. Even small, home-based businesses might need insurance—so don’t think it’s just for large corporations. There is a wide variety of insurance available, from debris removal to builder’s risk, and from inland marine to business interruption. Not all types will be right for all businesses; however, with the right insurance agent, you could find the types that work for you and your situation. If you’ve worked hard to build a business, why not take the extra step to protect it from harm in the case of an unexpected and potentially life-altering event?
This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation. Licensed Insurance Professional. Respond and learn how insurance and annuities can positively impact your retirement. This material has been provided by a licensed insurance professional for informational and educational purposes only and is not endorsed or affiliated with the Social Security Administration or any government agency. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. 19378 - 2019/10/15